Loan Operations & Back-Office Solutions
Kuber Consultant and Services provides US banks and lenders with dedicated expert analysts for every stage of the loan operations workflow — from initial credit analysis and SBA eligibility review through to loan packaging, document preparation, and pipeline management.
Our loan operations solutions cover SBA 7(a) loans, SBA 504 programs, USDA Business & Industry loans, conventional commercial loans, and residential mortgage processing — giving your institution a single specialist back-office partner for your entire loan portfolio.
WHAT OUR LOAN OPERATIONS TEAM DELIVERS
• Credit Analysis & Financial Spreading — Business and personal tax return analysis, P&L spreading, DSCR calculations, cash flow analysis, and global debt schedules
• SBA Loan Packaging — Preparation of SBA Forms 1919, 912, and 1920; SBA eligibility review; loan file organization and checklist completion
• Underwriting Support — Credit memo preparation, risk assessment documentation, collateral analysis, and loan committee package preparation
• Document Collection & Review — Organizing and reviewing financial statements, tax returns, legal documents, and third-party reports
• Business Valuation Support — SBA-compliant business valuations for change of ownership and partner buyout transactions
• Loan Pipeline Management — Pipeline spreadsheet maintenance, status tracking, and weekly reporting to your lending team
• Compliance Monitoring — Tracking regulatory updates and flagging changes relevant to your active loan portfolio